Coverage guide

COBRA Alternatives

Affordable replacements for expensive employer COBRA coverage after job loss.

Who it's for: People who lost employer coverage and want lower-cost options than COBRA's full premium.

What you get

  • Often 50–70% cheaper than COBRA
  • Job loss triggers a Special Enrollment Period for ACA plans
  • Premium tax credits can dramatically lower marketplace costs
  • Short-term plans available if you only need a few months
Free, unbiased matching

eMavio compares plans from major carriers in your state, then connects you with a licensed advisor who specializes in cobra alternatives.

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FAQ