FAQ

General Questions (2)

Does anyone regulate what insurance compaines charge for insurance?

Each state requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. Each state also has regulators who review that information and the rates companies charge.

How much insurance coverage do I need?

Your individual needs and situation should dictate how much insurance you need. When you’re trying to determine how much insurance to buy, here are a few factors to think about: How much can you afford to pay out of pocket? … Continue reading

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Auto Insurance (8)

Do all auto insurance companies offer the same coverages and discounts?

Definitely not. While many of the basic types of coverage — Liability, Collision, Comprehensive, Personal Injury Protection, Medical Payments, Uninsured Motorist, etc. — are offered by major companies, discounts and specialized coverages can vary greatly between companies. For instance, not … Continue reading

Are auto insurance companies regulated?

Yes. Each state requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. Each state also has regulators who review that information and the rates companies charge

How much insurance coverage do I need?

Your individual needs and situation should dictate how much insurance you need. When you’re trying to determine how much insurance to buy, here are a few factors to think about: How much can you afford to pay out of pocket? … Continue reading

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Home Insurance (1)

How much would it cost to rebuild my home at today’s prices?

Your home is probably the single largest investment you’ll ever make. By insuring your home, you are helping to protect your investment and your equity. Estimating your home value will help you to make a determination of the amount of … Continue reading

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